Remember a few months ago when I started making a concentrated effort to be more frugal? I've made several (small) changes over the past months to slow down the cash outflow. Eating out is no longer a daily event. I bring the other half of my meal home for another sitting. No more Starbucks every day, now just two times a week ... and I combine it with a social visit. But I still buy Starbucks coffee beans to enjoy at home. Hey! Baby steps.
My latest savings is to let my hair go grey(white). Last time I tried it I had a handsome hubby to consider. He claimed he liked it but I looked 20 years older. Now I guess I don't really care. My "men" prefer to call me Grandma!!
Friends and family know I enjoy my red wine. Now I buy it at Costco 90% of the time. If it's a special dinner or I receive an invitation, I go to my friendly neighbor who is a wine steward. With a budget in mind. And gosh Jody is great a choosing the best for my buck.
Home entertaining is being done more economically as well. It is ALWAYS potluck. I'm researching and making less expensive main dishes (Sunday Soup Supper!??). Leslie and I are taking turns hosting girls night in and healthy cooking every Saturday.
Last week I bought a quart of half and half, for my morning coffee. I felt so proud because I filled two ice cube trays with little puddles of half and half, froze them and then put into storage bags. Yeh, it's only $4 but it all adds up, right??
My biggest savings has been to make myself stop supporting my daughter and her little family. Mr. Ralph and I have been contributing to her lifestyle for ten years. Like huge training wheels. As most parents do, we thought we were helping her. While she was in rehab, we had family counseling via telephone. We were NOT helping her. We were enabling.
- Helping is doing something for someone that they are not capable of doing themselves. Enabling is doing for someone things that they could, and should be doing themselves.
Mr. Ralph suggested we give her a year's notice before we turn off the Parental ATM. Her paternal grandmother left her a nice inheritance when she was seven. Thankfully, we never told her. So after rehab, and after her Dad was gone, I told her about it and said this was the last financial help that we could provide. She (wisely) chose to have it deposited monthly for a whole year. This wonderful gift ended December 31, 2014.