Years ago, I set up all of my banks and credit cards to send me a text any time more than $1.00 is charged (or deducted). Whether I am ordering online or using in person, I want to be alerted. That way I can tell if someone other than me is using my account.
Luckily, I did NOT click on that link but went to my computer to get online and sign in to my Chase account. I rarely use my debit card with Chase and I have no credit card with them. No problem noted. I called the Customer Support line. Yep ... a bonified scam. She asked me to send a copy of the text to their Abuse department, which I did.
Please do not ever EVER click on a link in a text OR an email, even if you know the person (supposedly) ... even if it is from your favorite (and only) sister. Always verify ... hackers can take over an email account and soon, even a text message account.
Just sayin ....