But I feel pretty hip since I did it online. As you may remember, I went to my local Social Security office on my birthday but they told me that I could only choose one account on which to draw and if I started at age 62, I would receive 75% of my PIA (primary insurance amount) or 75% of my deceased Mr. Ralph's PIA (3 times the amount of mine) .... forever.
Last night my local Adult Community Center had a presentation on Women and Social Security. WOW! There were just six of us ladies listening to a financial planner who has the most informational PowerPoint slide show. Even better than that ... he answered each individual question from his audience!
I am allowed to take my PIA early, with the penalty. In four years, I can collect his at the full amount.